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ICBA ThinkTECH Accelerator

The nationally acclaimed ICBA ThinkTECH Accelerator program promotes early-stage solutions designed specifically for community banks and the customers those banks serve.

The accelerator identifies and supports a variety of mission-driven, growth-stage providers through a proven methodology that rapidly validates and helps shape emerging industry solutions.

With this program, ICBA accelerates industry innovation by focusing on cutting costs, driving customer engagement, increasing revenue, and maximizing go-to-market strategies.

Since its inception in 2018, the ICBA ThinkTECH Accelerator program has connected the most innovative, cutting-edge fintech companies in the world with more than 1,000 community bankers and industry leaders.

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“Selling into banks presents a unique set of challenges, particularly for early stage fintechs. The ThinkTECH Accelerator Program enabled us to do two years of business development in 10 weeks.”

“The accelerator’s ROI is immeasurable. The accelerator team lined us up with meetings with the Fed, CFPB, OCC, and FDIC - all on one day. I couldn’t have done that on my own.”

2025 Accelerator Program 9 Cohort

Beta Financial Services

Beta Financial Services

Offers BetaScore, a cutting-edge AI-powered credit scoring platform designed for community banks to make more accurate and data-driven lending decisions.  
 
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Clockout

Provides white-labeled Earned Wage Access infrastructure for community banks to offer on-demand pay through their digital banking apps.  
 
 
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DeepSee

Offers a flexible AI operating system that integrates with bank systems to streamline operations across the front, middle, and back office.  
 
 
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Overwatch Data

Is an AI-powered threat intelligence platform designed to automate and streamline open source intelligence monitoring across surface, deep, and dark web sources.  
 
 
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Sardine

AI-driven risk platform helping banks, fintechs, and retailers prevent fraud, detect money laundering, and improve credit decisioning.  
 
 
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Vertice AI

Delivers AI-powered predictive analytics to help community financial institutions drive customer growth and optimize marketing strategies.  
 
 
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Become an ICBA ThinkTECH Accelerator Company

Through an immersive program, your company will receive strategic planning, address business and finance challenges, and mentorship which includes:

  • Subject-matter expert led curriculum.
  • Engagement with successful fintech and entrepreneurial experts.
  • Extensive one-on-one meetings with bank executives and key stakeholders.

ICBA ThinkTECH companies also receive:

  • Opportunities to present before community banking executives and industry stakeholders.
  • Broad exposure to ICBA member banks including at, ICBA LIVE, its annual convention.

Applications are accepted on a rolling basis.

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Selection Committee

The Selection Committee, comprised of ICBA staff and member bank executives, whittle down the remaining candidate pool and determine the final group joining the Accelerator program. 

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Accelerator Alumni

Accrue

Accrue by Core10 enables digital transformation for community banks, with digital lending, digital account opening for consumers and businesses, as well as integration-as-a-service for cores and other fintechs. Watch Demo

2022

Adlumin

Adlumin Inc. provides an enterprise-grade security operations platform that keeps organizations secure regardless of size or budget. Its patented technology gives organizations and solution providers everything they need for effective security, including SIEM, threat hunting, incident response, penetration testing, vulnerability management, darknet exposure monitoring, compliance support, and much more.

2019

AgentIQ

Agent IQ allows customers to engage with their bank like they engage with friends and family and enables banks to deepen relationships with each and every one of their customers.

2021

Agora

Agora Services offers financial institutions a robust and customizales cloud-based offering that enables banking customers to utilize and manage accounts in real-time.

2019

Azimuth

Provides automated full-population compliance testing that is faster, more accurate and cost effective

2023 (AP6)

Beauceron Security

Beauceron Security reduces risk for organizations by moving individuals and teams from cybersecurity awareness into demonstrated behavior change.

2021

BotDoc

BotDoc's patented technology functions as the Fed-Ex of data. Using end-to-end encryption, Botdoc picks up the information from one user and drops it off at the correct destination.

2019

Chimney

Chimney is re-imaging financial guidance for the digital age. Chimney helps people make smarter financial decisions and get connected with the right products online, directly from their banks.

2022

CNote

CNote helps institutions invest capital into underserved communities at scale.

2023 (AP5)

Conductiv

Collects additional lending and loan servicing data to incorporate into existing underwriting and lending processes.

2023 (AP6)

Coverbase Inc.

Automates 90% of third-party risk assessments, allowing banks to focus on improving security and compliance.

2024 (AP8)

CRiskCo

CRiskCo works seamlessly with leading accounting software in the cloud to ensure we gather exceptional data that will help us to help you achieve your goals.

2019

DocFox

DocFox is a workflow automation tool for digital or in-branch business account opening. It handles the business application, intelligent document analysis, and Bank Secrecy Act review for complex entities and related parties. Watch Demo

2022

FI Works

FI Works is a data-driven sales and marketing software platform built specifically for financial institutions.

Fin3 Technologies Inc.

Automates 90% of third-party risk assessments, allowing banks to focus on improving security and compliance.

2024 (AP8)

FINBOA

Banking-specific process automation solutions to improve regulatory compliance, operational efficiency, and customer experience.

2024 (AP7)

Finli

Finli is a digital back-office solution for invoicing, payment collection, CRM and communications to help banks support small businesses.

2023 (AP5)

Finosec

The excessive and complex labor required for community banks’ information security and cybersecurity feels overwhelming. Finosec offers a simple and automated governance platform to save banks time and enhance exam preparedness.

2021

Finscend

Finscend: Intelligent credit and debit card dispute processing platform. Enhanced workflow and analytics. Compliance and regulatory control.Up to a 40% reduction in operating costs and higher customer satisfaction.

2020

Fintel Connect

Fintel Connect drives new customer growth through performance marketing.

2020

Finzly

Finzly creates a modern, real-time, and responsive platform for bankers who need to effectively modernize.

2020

Fraud.net

Fraud.net is the future of fraud prevention.

2020

Griffin

Griffin gives community banks & credit unions a leg up in the 21st Century – helping improve client relationships, increase sales, and compete with large financial institutions.

2020

Harness

Harness connects financial institutions and their cardholders to hundreds of community based non-profits through experiential fundraising campaigns designed to drive spend and increase local impact.

2021

Hexanika

HEXANIKA has developed an innovative end to end software for financial institution to address data sourcing and reporting challenges focused on regulatory compliance. It enables financial institutions to harness new technologies, to reduce regulatory cost by process automation and consolidation.

2020

HuLoop Automation

Leverages AI to automate and streamline processes while providing better decisioning and governance.

2023 (AP6)

Infintegration

An integration-as-a-service offering that reduces the costs and processes associated with technology integrations for improved operational efficiency.

2024 (AP8)

Kapitalwise

Kapitalwise enables interactive financial wellness tools, connect data to your clients better than ever, and deliver whenever your clients need you. All through turn-key integrations delivered through Kapitalwise.

2019

KlariVis

KlariVis provides an easy-to-understand picture of a community bank’s daily business to for more informed decision making.. The system helps declutter data to boost productivity, performance, and profitability. Watch Demo

2022

LemonadeLXP Inc.

LemonadeLXP is a digital adoption and learning experience platform that helps financial institutions and fintechs drive digital adoption, fluency and transformation. Watch Demo

2022

Lendsmart

Simple, Fast, Smarter Lending. Lendsmart's end-to-end solution automates & digitizes lending and home buying operations for banks, credit unions, and non-bank lenders.

2020

Micronotes

Micronotes is a cloud-based marketing automation solution allowing banks to execute on loan, deposit, and retention opportunities using data.

2023 (AP5)

MK Decision

MK Decision: One platform, everything you need to grow. Streamline your institution's operations with modern workflows and digital customer applications.

Momnt

Momnt powers real-time lending and payments solutions that enables banks to drive demand to businesses by offering consumer financing at the point of need.

2021

Monit

Cash flow analysis, forecasting and guidance platform featuring data-driven tools and insights for bankers.

2023 (AP6)

Neural Payments

Neural Payments is a payment engine that moves money over traditional debit rails, peer-to-peer payments, and real-time payment systems.

2023 (AP5)

Nuuvia

A youth digital banking platform designed to help banks retain deposits and offer families valuable financial education.

2024 (AP8)

Pidgin

Pidgin is a platform supporting faster payments via an administration portal, user-centric front-end applications, and developer-friendly application programming interfaces.

2023 (AP5)

Posh AI

An AI-driven platform empowering frontline banking staff to transform customer interactions with smart, conversational tools.

2024 (AP8)

Prelim Technologies, Inc.

Revolutionizing the way financial institutions onboard new customers.

2024 (AP7)

Qoosh Technology

Quilo empowers community banks to fully launch core-independent digital lending products in less than six weeks.

2022

Quilo

Quilo empowers community banks to fully launch core-independent digital lending products in less than six weeks. Watch Demo

2022

Rego Payment Architectures, Inc.

A white-label family wallet for financial institutions and their customers.

2024 (AP7)

Revio Insight

Analyzes transaction details to uncover deposit growth and revenue generation opportunities for targeted campaigns.

2023 (AP6)

RiskScout

A cloud-based tools to help financial institutions manage BSA/AML compliance and regulatory challenges helping them grow and be more efficient.

2024 (AP7)

Savvi AI

Helps banks build, launch, and manage AI apps in minutes with our patented practical AI platform - no data scientists, core integration, or custom infrastructure required.

2024 (AP7)

ScribeUp

A best-in-class subscription management solution embedded directly into financial institutions’ digital banking experiences enabling users to track, cancel, and lower their subscription bills all from one place.

2024 (AP7)

Senso.ai Inc.

Senso is building a proactive borrower experience through partnerships with community banks to engage borrowers months before their next home purchase or refinance. Watch Demo

202

Sequretek

Sequretek helps community banks “take control” of the cyber threats that can impact their brand, compliance, business continuity and assets, when they accelerate their digital transformation, through its Percept Cloud Security Platform offering. Watch Demo

2022

Shastic

Through Robotic Process Automation, Shastic speeds communication to shorten the lending cycle inside pre-existing systems.

2021

Spiral

Spiral is an Impact-as-a-Service platform to help banks improve customer engagement and retention through social conscious spending.

2023 (AP5)

Teslar

Teslar is a SaaS solution that creates highly efficient banks. Improving efficiency ratios is one of the main reasons banks choose to partner with us; banks that use Teslar typically have an efficiency ratio that is 14% better than their peer group.

2019

Trust Stamp

Streamlines customer onboarding, enhances security, and significantly reduces the risk from synthetic fraud.

2023 (AP6)

Unifimoney Inc.

Unifimoney is a turnkey digital wealth management solution for community banks. Watch Demo

2022

Upswot

Upswot increases banking revenue by providing actionable risk, marketing, and business insights collected from business apps SMBs and Mid-Market companies regularly use.

2021

Vero Finance Technologies Inc.

Vero Technologies helps community banks offer inventory financing to dealers of manufactured products without an investment in new systems or additional personnel. Watch Demo

2022

Vine Financial

An AI-powered commercial lending platform to help lenders focus on building relationships and achieving financial goals.

2024 (AP8)

Wallit

Wallit is a card-linked benefits platform and wellness wallet for teams working in a remote or hybrid model to align their company to achieve employee wellness and drive shared business outcomes.

2020

Wealth Stack

WealthStack partners with SMBs and community banks to offer a financial wellness platform that facilitates increased: SMB Lending, financial education, and retirement investing. Watch Demo

2022

Wellthi

Wellthi (fka Invest SouSou) is a B2B2C embedded social finance software designed to help institutions increase the LTV of customers by turning each customer into a community of customers. Think: virtual branch manager.

2019

Zogo

Zogo is a gamified financial literacy app that helps financial institutions engage, educate, and attract Gen Z. They make finance fun, simple, social — and irresistible to younger generations.

2021

ZSuite Technologies

ZSuite Technologies provides a digital escrow platform to help banks grow commercial deposits and expand relationships.

2021