ESP32's crashes the if the SSID of the WiFi access point contains a ' symbol

ESP-IDF 5.3.4, No Arduino, Win10.

I've loaded an official "station" example which demonstrates how to connect ESP32 to a home wifi access point. Made only 2 changes: .ssid and .password in the wifi_config:

wifi_config_t wifi_config = {
    .sta = {
        .ssid = "Jack's S22",
        .password = "1234567899999",
        .threshold.authmode = ESP_WIFI_SCAN_AUTH_MODE_THRESHOLD,
        .sae_pwe_h2e = ESP_WIFI_SAE_MODE,
        .sae_h2e_identifier = EXAMPLE_H2E_IDENTIFIER,
    },
};

Everything compiled, flashed and ran nicely. BUT, problems began when I changed the .password from 1234567899999 to 11111111 and reflashed. ESP32 immediately crashes when it reaches the WIFI:

Guru Meditation Error: Core  0 panic'ed (LoadProhibited). Exception was unhandled.

Core  0 register dump:
PC      : 0x401273eb  PS      : 0x00060e30  A0      : 0x80129a3e  A1      : 0x3ffbfe90
--- 0x401273eb: pmksa_cache_flush at D:/ESP-IDF/v5.3.4/esp-idf/components/wpa_supplicant/src/rsn_supp/pmksa_cache.c:254
A2      : 0x00000000  A3      : 0x00000000  A4      : 0x00000000  A5      : 0x00000000
A6      : 0x00000000  A7      : 0x00000056  A8      : 0xc0000000  A9      : 0x3ffbfe90
A10     : 0x00000103  A11     : 0x00000003  A12     : 0x8008a5b5  A13     : 0x3ffb9e30  
A14     : 0x00000003  A15     : 0x00000000  SAR     : 0x00000018  EXCCAUSE: 0x0000001c
EXCVADDR: 0x00000000  LBEG    : 0x400014fd  LEND    : 0x4000150d  LCOUNT  : 0xfffffffe
--- 0x400014fd: strlen in ROM
--- 0x4000150d: strlen in ROM

I ran some tests afterwards to figure out where (the likely) overflow occurs, and discovered that the ' symbol, surprisingly is the cause:

Experiment 1:

.ssid = "Jack's S22", .password = "1234567899999", Flashes and works, no crash.

Experiment 2, ran straight after Exp.1:

.ssid = "Jack's S22", .password = "11111111", Crash (LoadProhibited)

Experiment 3, ran straight after Exp.2. ' changed to a whitespace:

.ssid = "Jack s S22", .password = "11111111", Works perfectly

I tested some other variations of .ssid and .password combinations, and all the variations that contained the ' inevitably caused crashes when the new password was shorter than the old one. There is basically no information about this quirk on the internet, whether regarding ESP32 or general C/C++.

What may be the reason and how can I avoid this without having a "No ' in your SSID" requirement for the end-user?