The FileInputStream Class has three constructors. Described in the official documentation:
FileInputStream(File file)
Creates a FileInputStream by opening a connection to an actual file, the file named by the File object file in the file system.
FileInputStream(String name)
Creates a FileInputStream by opening a connection to an actual file, the file named by the path name name in the file system.
FileInputStream(FileDescriptor fdObj)
Creates a FileInputStream by using the file descriptor fdObj, which represents an existing connection to an actual file in the file system.
As you see here there is no real difference.
Actually they both have the same way to open a file. The first constructor calls
SecurityManager.checkRead(File.getPath())
And the second one uses the same checkRead() as
SecurityManager.checkRead(name)