http://net-ssh.github.io/ssh/v2/api/classes/Net/SSH/Config.html
The page says:
Note that you will never need to use this class directly—you can control whether the OpenSSH configuration files are read by passing the :config option to Net::SSH.start. (They are, by default.)
Also take a look a the translate method:
Given a hash of OpenSSH configuration options, converts them into a hash of Net::SSH options. Unrecognized options are ignored. The settings hash must have Strings for keys, all downcased, and the returned hash will have Symbols for keys.
So, from what I read, if there's interesting stuff in the configuration files, it will be picked up by default just by calling start.
Hope this helps you since I have no experience whatsoever with Net::SSH